How It Works

From application to funding — all online, no branch visit required.

01

Create Your Account

Sign up with your email address and verify your phone number via SMS OTP or voice call. No branch visit, no paperwork — everything is 100% digital.

  • Email verification
  • Phone OTP verification
  • No credit check to sign up
  • Secure PKCE authentication
2 minutes
02

Verify & Apply

Upload your documents or connect your bank account securely. Our AI-powered OCR extracts and verifies information automatically with over 90% accuracy — no manual data entry.

  • AI-powered document OCR
  • Secure bank connection
  • Income verification
  • Identity validation (KYC)
Under 10 minutes
03

Get Funded

Receive a decision within 24 hours. Full cost of borrowing is disclosed before you confirm. Funds are deposited directly to your bank account. You have a 2-business-day cooling-off period to cancel without penalty.

  • Decision within 24 hours
  • Full cost disclosure
  • Direct deposit to your bank
  • 2-day cooling-off period
Within 24 hours

Your Journey

From sign-up to funded — here's the full timeline.

1

Sign Up

2

Verify Identity

3

Upload Docs

4

Submit

5

Review

6

Funded

Frequently Asked Questions

Everything you need to know about our application process.

Ready to get started?

Create your account and apply in under 10 minutes. No branch visit required.

Create Free Account